1300 000 919 admin@zandawealth.com.au
1300 000 919 admin@zandawealth.com.au

About Austin Rulfs – Director of Zanda Wealth Mortgage Brokers

Austin Rulfs is the founder and Director of Zanda Wealth Mortgage Brokers, a property and finance specialist who has been helping Australians secure smarter home loans since 2006. From first home buyers and upgraders to seasoned investors and refinancers, Austin is known for turning the complex lending landscape into a clear, stress-free path to approval.

With nearly two decades in mortgage broking and property investment, Austin brings a rare blend of strategy, lender know-how, and practical guidance. He leads a client-first team that pairs realistic, honest advice with an extensive network of 100+ lenders, ensuring every client is matched to a loan structure that supports their goals—now and in the future.

A Track Record Built on Results

Zanda Wealth began as a property investment firm in 2014, following the launch of Zanda Finance in 2006. Since then, Austin and the team have helped hundreds of clients purchase homes, grow portfolios, and save thousands through competitive refinancing. Five-star reviews from buyers, owners, and investors consistently highlight Zanda Wealth’s clear communication, fast turnarounds, and hands-on support from discovery call to settlement—and beyond.

What Austin Specialises In

First Home Buyers

Borrowing capacity guidance, deposit strategies, and lender policy navigation to make approvals simpler.
Next Home & Construction Loans
Structuring for upgrades, building, and renovations with confidence.
Investment Loans
Portfolio planning, interest-only vs principal-and-interest, and cash-flow-friendly lending.
Refinancing & Restructuring
Rate negotiations, debt consolidation, and smarter loan features to reduce interest and build equity faster.
Bridging Loans & Future Planning
Seamless transitions between properties plus long-term, wealth-building strategies.

Why Clients Choose Austin & Zanda Wealth

No-pressure, no-cost approach – You get the information and options; you decide if and when to proceed.
Realistic guidance – No overpromising. Just transparent advice aligned to your financial situation.
Nationwide reach – Whether you need a mortgage broker in Sydney, Melbourne, Brisbane, Perth, Adelaide, Canberra, Hobart, Darwin or the Gold Coast, Austin’s team supports clients across Australia.
End-to-end support – From strategy and application to settlement and ongoing reviews, Zanda Wealth stays with you for the long haul.

Austin’s Philosophy

Mortgages and property are simple—when someone explains them properly. Austin’s mission is to educate first, empowering clients to make confident decisions. He believes the right loan is more than a sharp rate: it’s a structure that fits your life, supports future plans, and sets a strong foundation for wealth creation.
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